What Should Be Considered While Buying and Moving Housing?

What Should Be Considered While Buying and Moving Housing?

One of the most important decisions people make in life is undoubtedly the decision to own a house. You have made such an important decision. But what will you pay attention to? Whether you want a model or a second hand house. There are a number of points that must be noted.

What Should Be Considered While Buying and Moving Housing?

One of the most important decisions people make in life is undoubtedly the decision to own a house. You have made such an important decision. But what will you pay attention to? Whether you want a model or a second hand house. There are a number of points that must be noted.

For example, “Do you have the title deed of the house you have decided to buy? How much is the dues? Is there any real estate tax debt accumulated? What is the zoning status?” such fine but vital details… In order not to encounter serious problems, it is useful to know these tricks.

In order not to cause a headache later on, there are certain points to be considered while buying a house. He pointed out that the existing records in the land registry of the real estate should be examined by going to the Land Registry Office, which is connected to the house or housing project to be purchased first.

What Should Be Considered When Buying Housing?

• Look at the deed record!
• To whom or to whom the real estate belongs,
• Share ratios related to real estate,
• Whether there is an easement (use) right on it,
• Whether it is mortgaged,
• Whether there is an injunction preventing the sale,
• Whether the floor servitude has been established,
• Whether there are any obstacles to its installation,
• Whether the independent section to be purchased is registered in the title deed,
• Area,
• The management plan of the real estate and the title deed annotations applied by the land owner to the contractor

Research the zoning situation!

• Latest zoning status of the real estate, whether there are 1/1.000, 1/5.000 scaled zoning plans and higher scale zoning plans,
• Construction permit,
• The current zoning status of the main real estate and the independent section to be purchased and its suitability for the project,
• Whether the real estate has accumulated tax debts,
• Final real estate declaration value of the real estate (The real estate declaration value will be important in determining the minimum amount of fee to be paid during the deed purchase and sale.),
• Whether there is an issue that may concern the Decision of the Board of Monuments of the Real Estate,
• Whether any official authority such as İSKİ, Ministry of Environment and Forestry has direct or indirect disposition on the real estate,
• Whether the house is occupied or whether there is an issue preventing the resettlement,
• The seismicity of the region must be learned.

Watch out for the producer company!

• Whether there are housing projects that the company has done or completed before,
• Whether he delivered the residences to the buyers at the end of the commitment period,
• Is the company reliable?
• What is the assurance behind the project,
• The company’s emphasis on customer satisfaction should be well understood.

Check out the official documents!

• The buyer should carefully read the Contract of Sale, if possible, have the contract examined by the experts.
• It should be determined what kind of documents the construction company has given to the buyer, whether the construction servitude has been established, and if no construction servitude has been established, whether there are any obstacles in its establishment.
• Official documents of the house or housing project such as title deed, zoning status, project, license, and residence permit, if any, should be examined.
• The “Technical Specifications” of the house to be delivered by the contractor to the buyer, in which he clearly defines what he will do and the qualities of the materials to be used, where the delivery time and form are clearly stated, and which is signed jointly by the parties, should be read and studied well.
• The “brand and quality” of the materials to be used in the Technical Specification should be clearly defined.
• If the contractor fails to complete the construction and deliver the house at the end of the promised time, it should be recorded how much penalty compensation will be paid to the buyer on a daily or monthly basis.
• The house offered for sale; The amount of the down payment, monthly payment plan, loan status, interest rate, whether interim or balloon payments can be made, whether the account can be closed at any time, how the increase and decrease in interest rates will affect the payments, and the nature of the contracts made with the bank should be learned for sure.

Determine the value of the property!

• The added value that the real estate brings or will bring to its surroundings,
• The nature of the tenants or potential tenants,
• Existing or potential rental value,
• Lease periods, lease contract conditions,
• Effectiveness of the management company,
• The sales or rental values ​​of the real estates in the surrounding area,
• Development structure of the region,
• Proximity to shopping centers, health institutions, schools,
• The issues affecting the economic value of the real estate, such as its proximity to the main transportation lines and ease of transportation, should be examined.

Things to consider before moving into the apartment

You have bought your dream house and are making plans to move. There are many points to consider before settling in. Most importantly, does your home meet the expectations of you and your immediate surroundings? Does it fit your lifestyle? How close is it to shopping centers and health institutions? Questions such as: “The house or housing project must meet the needs and living standards of the buyer,” said Dr. Turgut Enginoğlu also listed the issues that people who own a house from the housing project think should be considered before moving as follows.

• • The location of the residence or housing project, its nature, other projects around it, the condition of the land, the type and size of the residence, its dues, whether it is in or outside the city, whether it is a multi-storey, row house or independent residence, management type, the type of building or In terms of the occupancy rate of the site, the number of tenants or owners among the residents, the lifestyle in the complex, the educational status of the residents or residents, their income status, age, the needs and expectations of the home buyer in terms of the proximity of the site to schools, shopping centers and health institutions. and living standards should be met as much as possible.
  • Pay attention to issues such as the direction of the chosen flat, its exposure to light and sun, its floor, its view, parking facilities, the location of noise sources and the effect of noise.
  • The buyer thinks about himself, his family and his immediate surroundings; ‘I am moving here, but does this place meet the expectations of me and my close circle? What are the defining features of my lifestyle? Is it compatible with this?” The buyer should clearly answer the questions. For example, the buyer should consider his relationship with his pets, the place where he will park his car, his child’s playground and similar indispensable criteria.
  • The buyer should carefully review the building management and operating plans and other relevant rules and regulations or consult an expert to determine if the property to be purchased is suitable for the buyer’s lifestyle.
  • It should be determined whether or when issues such as electricity, water, natural gas, waste water are resolved in the region where the house or housing project is built.
  • The management and operation plans of the residence or housing project, the equipment used in the system and the costs they will create should be carefully examined.
  • How and by whom the common building management is carried out, and what the cost is, should be well studied.
  • It should be taken into account what percentage of the residents are flat owners and what percentage of them are tenants when life begins on the site.
  • Learn who lives in the building, whether the occupants are fulfilling their responsibilities, and whether the management is creating a solid financial foundation for the building’s future.
  • When having to choose between a used house and a new building, evaluations should be made in terms of various aspects such as construction quality, earthquake protection, maintenance, repair, security, decoration, garden structure and social life.
  • A new home will not have major problems requiring extensive repairs for a long time. On the other hand, a problem can arise in a used house at any time.
  • When a previously used house is purchased, there may be serious repair problems in its electrical and mechanical installations, joinery. Such repairs or alterations can be expensive. A new expense can bring a serious burden before the loan installments are completed. Similarly, issues such as the sewage system, the basic structure of the building, the column-beam condition, seismicity, infestation, humidity, and noise should be thoroughly reviewed in used houses.
  • Thanks to the new equipment used in these buildings built by qualified companies, the buyer feels more secure, less maintenance and repair costs, and less home insurance premiums are paid.
  • When a house is still under construction, the layout, the color of the tiles in the bathroom, kitchen cabinets, whitewash, carpets can be pre-selected. This situation does not cause the complete replacement or renewal of the items that are still in use, and does not incur additional costs. Similarly, if the new house is in a garden, it is possible to arrange the garden according to the taste of the buyer.
  • It is important to know that the company that makes and delivers the project provides technical support during the delivery process and in the months following the delivery and stands behind its work.